PAYPAL CREDIT
WHAT IS IT?
Think of it as credit without a card. If approved (The application should take no more than 10 minutes to complete), you'll get a credit limit that can be used straight away at thousands of online stores that accept PayPal. Choose to settle up immediately or spread the costs monthly
WHAT RATES ARE OFFERED?
0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit.
There’s no set re-payments, but pay the full balance off in 4 months and you will have paid no interest.
Any remaining balance due after the 4-month promotional period (or any transactions under £99) will be charged interest at 19.9% p.a. (variable)
You can use this offer as many times as you like as long as you have an available credit limit.
The Representative Annual Percentage Rate for a PayPal Credit account outside of the 0% offer is 19.9% (variable) per annum. This is also the standard rate of interest that will apply to your purchases.
WHO CAN APPLY?
- You must be a UK Resident ages 18 years or older
- You must have a good credit history
- You must have not recently been declared bankrupt
- You must be employed and have an income greater than £7500 per year
HOW DO I APPLY?
Simply select PayPal Credit as your payment option in the checkout, and you will be redirected to PayPal to complete your order.
CAN I HAVE MY ORDER SHIPPED TO SOMEWHERE ELSE?
Your order MUST be shipped to the same address verified by PayPal at the time of your order. Unfortunately, we cannot change the delivery address after the order has been placed.
Your agreement is between you and PayPal.
For more information, you can call PayPal Customer Service on 0800 368 7155 or visit www.paypal.com or https://www.paypal.com/uk/webapps/mpp/paypal-virtual-credit/faq